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Make Your Home Work for You

Turn your home’s equity into freedom. Access tax-free cash to enjoy retirement, invest, or support loved ones—without selling your home.

Are you 55 or older and looking for financial flexibility in retirement, looking to travel, enjoy life or build your wealth through investment? A no payment mortgage could be the solution you've been searching for. Discover why more and more Canadians are turning to this innovative financial tool to enhance their golden years

 

No Payment Mortgages are experiencing a surge in popularity across Canada. In 2022, demand for flexible mortgages increased by 30% compared to the previous year, with total originations exceeding $1 billion for the second consecutive year. As of June 2024, Canadians held over $8.2 billion in flexible mortgage debt, highlighting the growing trend. Remax, 2024

Why Choose a No Payment Mortgage?

There are so many benefits but here are a few of the biggest advantages.

No Monthly Payments

Keep more money in your pocket every month

Tax-Free Cash

Access your equity without increasing your taxable income

Flexible Options

Choose how and when you receive your funds

Stay in Your Home

No need to sell or move

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Is it Right for You?

A No Payment Mortgage could be an excellent fit if you:

  • Are 55 years or older

  • Own your home

  • Want to stay in your current residence

  • Need additional income or financial flexibility

  • Have limited savings or pension income

 

"I was feeling exhausted. I didn’t have a retirement date until Dave asked me, ‘What was most important about retirement?’ I wanted to travel. The flexible mortgage replaced my current mortgage. I don’t have the stress of a mortgage payment, I can work less, and now I’m looking forward to travelling earlier.”

— Karen

Take the Next Step

With years of experience helping Canadian homeowners make the most of their home equity, Dave Fullerton is here to guide you through every step of the flexible mortgage process. His goal is to ensure you make an informed decision that supports your financial future.

Frequently Asked Questions

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